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8 Of The Best SafetyWing Alternatives You Can Use For Your Travel Protection

This is a list of legit alternatives to the popular digital travel insurance, SafetyWing.

In this post I’ll:

  • List out 8 travel insurance that you can use instead of SafetyWing
  • Show you how each of them compares to SafetyWing
  • My personal opinion

There are a lot of mixed reviews on SafetyWing and if it’s not a good service for you, check out the list below for your best options.

The 8 Of The Best SafetyWing Alternatives

1. World Nomads

World Nomads is a travel insurance company that offers two sets of travel plans i.e Standard and Explorer.

World Nomads are well known for excelling in a sporting activity that relates to travel.

They offer insurance globally but before you buy a travel plan, make sure you check if their coverage is available in your country of residence.

Benefits of World Nomads

  • They offer solid trip delay, baggage delay, and protection against your lost luggage
  • trip cancellation and interruption
  • You can insure your trip for up to 180 days
  • They cover sporting activities relating to travel
  • With explore plan, you have access to the evacuation emergency plan which is $500000.

What’s not covered:

  • Pre-existing conditions
  • If you participate in an extreme sports activity
  • Intentionally harming yourself
  • suicide
  • Piloting

Below are some activities World nomads cover:

  • Caving and spelunking
  • Cliff diving
  • Bungee jumping
  • Cage fighting
  • Free diving
  • Hang gliding
  • Kiteboarding
  • Ballooning

In my personal opinion, World Nomads has a lot of mixed reviews both positive and negative though it has been endorsed by key travel influencers and publications.

The only problem I have with them is that they take too long to refund your claim.

Website: World Nomads

2. Cat 70

Cat 70 is also an insurance company that offers comprehensive travel insurance plan to both local and international travelers.

They pride themselves on the best pandemic travel insurance plan. The company offers one plan which can be used for domestic or international trips.

Benefits of Cat 70

  • It covers canceled flights, lost luggage, and illnesses
  • provides extensive coverage for Covid-19,
  • emergency medical benefits
  • comprehensive coverage that meets their needs.

What not covered

  • Suicide or attempted suicide
  • Mental or emotional disorders
  • Eyeglasses

Website: Cat 70

3. Allianz

Allianz is top premium travel insurance that offers insurance services worldwide. It offers many benefits and the company is owned by Allianz SE and offers insurance in more than 70 countries.

Allianz offers two main types of plans i.e single-trip and multi-trip travel insurance plans.

Benefits of Using Allianz

  • $ 1 million in coverage for emergency medical evacuation
  • Offers trip cancellation
  • $1,000 baggage loss or damage coverage

What’s not covered

  • Mental or emotional disorders
  • substance abuse
  • Extreme sports activities

What I have noted with Allianz travel insurance unlike other insurance, is they have an optional add-on for rental car protection.

Website: Allianz Travel Insurance

4. Tin Leg

Tin Leg is similar to Cat 70 but Tin Leg has a more competitive average price than Cat 70.

Tin Leg offers travel insurance for international and domestic trips. Forbes has also mentioned that Tin Leg has a superior pandemic coverage provider.

Benefits of Tin Leg

  • offers higher medical coverage amounts
  • Provides more comprehensive cancellation options
  • comprehensive coverage for adventurous activities

What’s not offered

  • No rental car coverage
  • Baggage loss reimbursement is low
  • Mental health care
  • Mountain climbing that requires equipment

Website: Tin Leg

5. Trawick

Trawick is an international travel insurance company that offers trip insurance with trip protection, travel medical cancellation, delay, etc.

Trawick specializes in travel insurance coverage for all types of travelers. If you are a tourist, business person, student, or scholar and you need travel insurance that will secure your trip, then Trawick International is the best provider.

Benefits of Trawick International

  • They cover covid-19 outside your home country
  • Cover trip cancellation
  • They cover international students
  • Provides $35,000 in coverage for rental car damage.
  • covers non-refundable payments such as vacation rentals,

What it doesn’t cover

  • Pre-existing medical conditions.
  • Immunizations
  • Injuries from adventure
  • Sickness resulting from pregnancy

Website: Trawick International

6. True Traveller

Truetraveller is a travel insurance that is designed by travelers for holidaymakers, adventure travelers, and backpackers.

The company is based in the UK and it’s only available for EU and UK residents. If you are a non-UK or EU, I’d recommend you check out SafetyWing.

Truetraveller offers 3 policies, i.e

  • True Value – It’s designed for people under 40 years of age
  • Traveller – It’s designed for holidaymakers and adventures travelers
  • Traveller Plus – Offers enhanced medical and cancellation coverage.

Benefits of True Traveller

  • They have one policy that covers all your activities
  • 24/7 support
  • optional baggage cover
  • One-way travel insurance
  • road and gagger cover

Website: True Traveller

7. Heymondo

Heymondo is another popular travel insurance that is an alternative to SafetyWing.

Heymondo is an innovative company that does things differently. They are easy to deal and you get value for your money.

Benefits of Heymondo

  • They cover non-refundable expenses
  • Extra expenses due to medical quarantine
  • 24/7 worldwide assistance
  • They can personalize your travel insurance trip based on your budget.
  • They have a travel insurance App that helps in resolving your issue instantly
  • All their travel insurance plans cover people from all over the world, regardless of their country of residence.
  • Tailor-made policies for each trip & traveler (short and long-term trips)
  • Medical expenses up to $10,000,000 USD.

Website: Heymondo

8. Insuremytrip

Insuremytrip is a travel insurance comparison site that helps users compare travel quotes from different travel insurance.

For you to get competitive quotes, you’ll need to enter travel details like:

  • Your destination
  • Travel dates
  • Your citizenship
  • Share the ages of travelers
  • Travel purchased
  • The total cost of the trip
  • Lastly, you’ll be able to view quotes.

When using Insuremytrip, you’ll be guaranteed to get:

  • Best travel plans
  • Bets prices
  • Your money is back when you are not happy during the review period of your purchase.

Website: InsureMyTrip

Key Takeaways

  • Check the insurance limit
  • Read the policy fine print
  • Check their pricing structure so as to avoid paying high premium
  • Make sure they have 24/7 support especially when you’ll be traveling to a faraway country
  • Make sure you’ll fully aware of their claim process because some travel insurance takes time to refund.
  • Make sure you know the safety of the country where you are traveling to as some travel insurance might not be offering their services in those places.

What Did I Miss?

So that’s my list of 8 SafetyWing alternatives.

Now I’d like to hear from you:

Is there any travel insurance that is similar to SafetyWing that you use?

Let me know in the comments section below.

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