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SafetyWing vs WorldNomads: Which Travel Insurance Should You Use for Your Protection?

In today’s post, I’m going to put SafetyWing and WorldNomads to the test.

So if you are looking for a deep comparison of these two popular digital travel insurance companies, you’ve come to the right place.

Because in today’s post, I’m going to compare SafetyWing vs. Worldnomads in terms of:

  • Travel insuarnce plans
  • Coverage
  • Customer support
  • Claim process
  • Comprehensive Coverage
  • And lots more

Ready for Worldnomads vs SafetyWing review?

Let’s dive right in!

Introducing: The Two Digital Travel Insurance Competitors

In the green corner, we have SafetyWing.

SafetyWing is a travel insurance company that offers travel insurance designed for digital nomads, remote workers, and solo travelers. It offers two types of insurance plans i.e

  • Insurance for nomads – This plan covers travelers who are traveling around the world.
  • Insurance for remote teams – This plan covers employees or contractors who are working remotely.

In the black corner, we have World Nomads.

World nomads is a travel insurance company for international and independent travelers. They offer two plans i.e Standard and Explorer.

The Explore plan will give you a higher limit. The price of the policy will depend on the country you are visiting and the length of your trip.

If you want to know the cost of your travel, you’ll need to input your trip details.

Today Worldnomads has a ton of features that make it a direct competitor to SafetyWing.

The bottom line is that SafetyWing and Worldnomads have similar feature sets.

So it’s time to know which travel insurance is the best overall.

SafetyWing Travel Insurance

SafetyWing has 4 different insurance products ie.

  • Nomad Insurance – This plan is built specifically for digital nomads. The plan can be purchased from where you’re and it covers home trip visits. Pricing starts from $42/m
  • Remote Health Insurance – This is a perfect plan for global companies that have remote employees. It’s health insurance that covers employees who are working remotely. Pricing starts from $99/m.
  • Comprehensive Remote Health – This plan is for full-time nomads though the products are not yet live.
  • Remote Doctor – If you want to see a doctor from anywhere in the world, then this product is the best unfortunately it’s not yet live.

Currently, SafetyWing has two products in operation i.e Nomad insurance and Remote health insurance.

WorldNomads Travel Insurance offers comprehensive insurance that covers both individual and international travelers.

The insurance company has a wider coverage as compared to SafetyWing. In terms of pricing, Worldnomads is slightly more expensive compared to SafetyWing. Pricing starts from $100+/month.

World Nomads Travel Insurance Plans

Below are two types of travel insurance plans offered by Worldnomads.

World NomadsStandard Plan Coverage LimitsExplorer Plan Coverage Limits
Trip Delay$500$1,500
Trip Interruption$2,500$10,000
Trip Cancellation$2,500$10,000
Emergency Accident & Sickness Medical Expense$100,000$100,000
Emergency Evacuation$300,000$500,000
Baggage & Personal Effects$1,000$3,000
Accidental Death & Dismemberment$5,000$10,000
Hospital Advancement$500$500
Non-Medical Emergency Transportation$25,000$25,000
Policy Cost$79$142

1. Coverage

WorldNomads covers:

  • Lost checked luggage
  • Travel delays
  • Global coverage
  • Unexpected injuries and illness
  • COVID-19
  • Children from 10 days old to 14 years

Not covered

  • Pre-existing conditions
  • Doesn’t cover people over the age of 70
  • Extreme sports activity


  • Travel delays
  • Lost checked luggage
  • Worldwide coverage
  • Health coverage for unexpected injuries
  • COVID-19

Not covered

  • Pre-existing conditions
  • the antibody test is not covered

2. Claim Process

I won’t lie to you, when it comes to claiming process, you’ll get frustrated because both Worldnomads and Safteywing take a lot of time to process a claim.

They have a lot of mixed reviews both negative and positive. If you happen to have a good or bad experience or please let us know in the comment box section.

3. Comprehensive Coverage

If you are looking for a comprehensive travel insurance plan that covers the loss and damage of your personal belongings, then you need to get a quote from Worldnomads.

But if you don’t need comprehensive coverage, then SafetyWing will be the right travel insurance provider.

4. Customer support

When it comes to customer support, both travel insurance offers great support.

They have 24/7 customer support and they can be reached from any part of the world. You can access them through email and phone calls.

Which Travel Insurance Is The Best Overall Value?

Now its time to answer the above question:

“Which travel insurance is going to give me the most value for my money?”.

Well, this depends on your need.

For example, if you are an employee or a digital freelancer working remotely, you’ll appreciate that SafetyWing is the best travel insurance provider.

But if you’re an independent traveler and you need a comprehensive travel insurance policy, then WorldNomads will be the best provider.

Let’s look at some of the best WorldNomads and SafetyWing alternatives you can use just in case SafetyWing and Worldnomards are not the right fit for your travel insurance plan.

Key takeaways

  • SafetyWing travel insurance is best for digital nomads
  • WorldNomads has extensive coverage as compared to SafetyWing
  • Both Travel insurance companies cover covid-19
  • SafetyWing is a good choice for people who are working remotely and are looking for medical coverage.


Both travel insurance companies complement each other at every level. If I had to pick one, I’d go with SafetyWing.

Now It’s Your Turn

And now it’s time to hear what you have to say.

When it comes to the SafetyWing vs Worldnomads battle, which travel insurance do you prefer for your travel protection?

Is it SafetyWing or Worldnomads?

Let me know by leaving a comment in the below section right now.

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